Disclaimer

Please read this Disclaimer carefully before using SoCalForeclosures.net (“Platform”). By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer. This Disclaimer supplements our Terms of Service.

1. Not Legal Advice

SoCalForeclosures.net is not a law firm and does not provide legal advice. Nothing on this Platform should be construed as legal advice, legal opinion, or legal representation. The information provided is for general informational purposes only.

Real estate transactions, particularly those involving distressed or foreclosure properties, involve complex legal issues. You should always consult with a licensed attorney in your jurisdiction before taking any action based on information obtained through this Platform. This includes, but is not limited to, matters related to property title, liens, encumbrances, foreclosure proceedings, eviction procedures, and contract negotiation.

2. Not Financial or Investment Advice

The Platform does not provide financial advice, investment advice, tax advice, or any form of professional financial guidance. Property valuations, estimated market values, price trends, and any other financial data presented on the Platform are estimates only and should not be relied upon as the basis for any investment decision.

Real estate investing involves significant financial risk, including the potential loss of your entire investment. Past performance of any property market or investment strategy does not guarantee future results. You should consult with a qualified financial advisor, accountant, or tax professional before making any real estate investment decisions.

3. Not a Licensed Real Estate Broker or Agent

SoCalForeclosures.net is not a licensed real estate broker, real estate agent, or real estate salesperson under California law (Cal. Bus. & Prof. Code § 10130 et seq.) or the laws of any other state. We do not facilitate real estate transactions, represent buyers or sellers, negotiate on behalf of any party, or provide real estate brokerage services of any kind.

The Platform is a data intelligence and research tool. We recommend working with a licensed real estate professional for any property transaction.

4. Data Accuracy Disclaimer

The property information displayed on the Platform is sourced from publicly available records, including but not limited to county recorder offices, county assessor databases, court filings, tax records, and other government agencies across all 10 Southern California counties. While we strive to provide accurate and up-to-date information, we make no guarantees regarding:

• The accuracy, completeness, or timeliness of any property data.
• The current ownership status of any property.
• The existence or priority of liens, encumbrances, or other title defects.
• The current physical condition of any property.
• The accuracy of property descriptions, lot sizes, square footage, or other physical characteristics.
• The status of any foreclosure proceeding (which may be dismissed, modified, or resolved at any time).
• The accuracy of estimated property values or comparable sales data.

Public records may contain errors, may be delayed in publication, and may not reflect the most current information. You are solely responsible for independently verifying all property information through official county records, title searches, property inspections, and other appropriate due diligence before making any decisions.

5. No Guarantee of Results

Using the Platform does not guarantee that you will find distressed properties, contact property owners, negotiate favorable terms, or close any real estate transaction. The Platform provides data and tools to assist your research; the outcome of any investment or transaction depends entirely on your own efforts, skills, market conditions, and factors beyond our control.

Testimonials, case studies, or success stories featured on the Platform represent individual results and are not guarantees of future performance. Your results may vary significantly.

6. Property Condition Unknown

The Platform provides data about properties; we do not physically inspect properties. We have no knowledge of the actual physical condition of any property listed on the Platform. Properties in foreclosure or pre-foreclosure may have significant deferred maintenance, structural issues, environmental hazards, unpermitted work, or other material defects.

Before purchasing or making an offer on any property, you should conduct thorough due diligence, including a professional property inspection, environmental assessment, title search, and any other inspections or investigations appropriate for the specific property and transaction.

7. AI Analysis Limitations — Distress Score™

The Distress Score™ is a proprietary metric generated by our artificial intelligence algorithms. It is designed to estimate the likelihood of seller distress or motivation based on publicly available data signals. Important limitations include:

• The Distress Score™ is an estimate, not a guarantee of seller motivation or willingness to sell.
• AI models are based on historical patterns and may not accurately predict future behavior.
• The score does not account for private circumstances known only to the property owner (e.g., family situations, private financial arrangements, pending legal matters).
• Data inputs to the model may be delayed, incomplete, or inaccurate, which can affect score reliability.
• A high Distress Score does not mean a property is a good investment; it only suggests elevated distress signals.
• A low Distress Score does not mean a property owner is not motivated to sell.
• The model is continuously refined and scores may change as new data becomes available.

You should not rely solely on the Distress Score or any other AI-generated metric when making investment decisions. Always conduct independent research and consult qualified professionals.

8. Assumption of Risk

You acknowledge and agree that all real estate investment decisions are made at your own risk. By using the Platform, you assume full responsibility for any actions you take based on information obtained through the Platform, including but not limited to:

• Financial losses from real estate purchases, sales, or investments.
• Losses from relying on inaccurate or outdated property data.
• Legal liabilities arising from property transactions.
• Costs associated with property repairs, liens, or title issues.
• Any disputes with property owners, tenants, or other parties.

9. Consult Licensed Professionals

We strongly recommend consulting the following licensed professionals before making any real estate investment decisions:

• Real Estate Attorney: For legal advice on property transactions, title issues, foreclosure law, and contract review.
• Licensed Real Estate Agent/Broker: For market analysis, property valuations, and transaction representation.
• Financial Advisor: For investment strategy, portfolio allocation, and risk assessment.
• Tax Professional / CPA: For tax implications of real estate transactions, depreciation, and 1031 exchanges.
• Property Inspector: For physical condition assessment of any property before purchase.
• Title Company: For title searches, title insurance, and escrow services.

10. California Foreclosure Law Disclaimer

California foreclosure law is complex and subject to change. Users of this Platform should be aware of the following:

• SB 1079 — Tenant Protections: California Senate Bill 1079 provides certain protections and rights of first refusal to tenants, prospective owner-occupants, and other eligible bidders in foreclosure sales. These protections may affect your ability to purchase certain foreclosure properties. Consult with a licensed attorney to understand how SB 1079 may apply to specific properties.
• Non-Judicial Foreclosure: Most California foreclosures are non-judicial, meaning they proceed without court oversight. The foreclosure timeline and procedures are governed by California Civil Code §§ 2924–2924o.
• Right of Redemption: California law may provide certain redemption rights to property owners. The existence and duration of redemption rights vary depending on the type of foreclosure.
• Anti-Deficiency Protections: California law includes anti-deficiency protections that may affect the rights of lenders and purchasers. These protections are complex and situation-specific.
• Homeowner Bill of Rights: California’s Homeowner Bill of Rights (Cal. Civ. Code §§ 2923.4–2924.19) provides additional protections for homeowners facing foreclosure, which may affect the timing and outcome of foreclosure proceedings.
• Changing Laws: Foreclosure laws and regulations are subject to change through legislation, regulation, and court decisions. The Platform does not track or reflect real-time legal changes. Always verify current law with a licensed attorney.

11. Third-Party Data Sources

The Platform aggregates data from multiple public and third-party sources. We do not control the accuracy, completeness, or timeliness of data provided by these sources. Third-party data sources include, but are not limited to:

• County recorder offices (Los Angeles, Orange, San Diego, Riverside, San Bernardino, Ventura, Santa Barbara, Imperial, Kern, and San Luis Obispo counties).
• County assessor and tax collector databases.
• California Superior Court records.
• Code enforcement and building department records.
• Utility company data (where publicly available).
• HOA lien records.
• Other publicly available government databases and records.

We are not responsible for errors, omissions, or delays in data from third-party sources. The availability and quality of third-party data may vary by county and jurisdiction.

12. Contact Us

If you have questions about this Disclaimer, please contact us: